1. Introduction
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Rising healthcare costs and medical uncertainties
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Why health insurance is no longer optional but essential
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Short definition of health insurance
2. What is Health Insurance?
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Explanation of how it works (premiums, coverage, claims)
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Common inclusions: hospitalization, surgeries, medications, checkups
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Individual vs. family floater plans
3. Types of Health Insurance Policies
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Individual Health Insurance – coverage for one person
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Family Floater Plan – single policy covering the whole family
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Critical Illness Insurance – covers serious diseases like cancer, heart attack
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Top-Up & Super Top-Up Plans – additional coverage at low cost
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Group Health Insurance – offered by employers
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