STP Calculator

What is the STP Calculator?

An STP calculator is a simple tool that helps investors plan and calculate the amount they want to transfer systematically from one mutual fund scheme to another over a specific period. It shows how much money will be moved and helps you estimate returns, making it easier to manage your investments efficiently.

How to Use STP Calculator via Smapad Finserv?

Here's how you can use the STP Calculator on Smapad Finserv:

1. Input the Investment Amount

• You enter the total amount you want to invest or transfer from one mutual fund (source fund). suggested to choose a low-risk fund, eg liquid or debt funds.

2. Choose the Transfer Frequency

• Decide how often you want to transfer Mutual Funds (e.g., weekly, monthly, or quarterly).

3. Set the Transfer Amount

• Specify the amount to be transferred each time.

4. Select the Duration

• Choose how long you want the transfers to continue (e.g., 6 months, 1 year).

5. Interest/Growth Rate (Optional)

• Some calculators may let you input an expected rate of return for both the source and target funds to estimate growth.

6. Review Results

• The systematic transfer plan calculator displays how much will be transferred each time, the remaining balance in the source fund, and the accumulated value in the target fund.

7. Adjust & Plan

• You have the flexibility to adjust your investment amount to meet your financial goals. Moreover, it is easy to change the transfer amount, frequency and investment duration via the STP calculator.